What is Latitude GO Mastercard’s 6 months Interest Free feature?
A new Interest Free feature is now available in the Latitude App, allowing 6 months Interest Free on everyday purchases of $250 or more on Latitude GO Mastercard.
What transactions are eligible?
Everyday purchases of $250 or more can be selected to get 6 months Interest Free. You need to go to the Latitude App and select within 30 days.
Is there a fee for creating 6 months Interest Free on my everyday purchases of $250 or more?
No, there is no fee.
Is there a limit to how many purchases I can get on 6 months Interest Free?
There’s no limit - you can select all eligible purchases that are presented to you in the Latitude App.
Do I need to go into the app and select to get 6 months Interest Free every time I make an everyday purchase of $250 or more?
Yes, every time you make an everyday transaction of $250 or more, you’ll need to go into the app & select to get 6 months Interest Free. Any new purchases you add in the same statement cycle will be combined to the existing balance of purchases you already have 6 months Interest Free on.
How does Interest Free work?
With this new feature, you’ll pay no interest during the 6 month promotional period however you will need to make minimum monthly payments.
Keep in mind that at the end of the promotional term, any remaining balance will revert to the interest rate for everyday purchases, if it's not paid out on or before the expiry date.
How do I get 6 months Interest Free and win a $500 Harvey Norman gift card*?
Adding 6 months Interest Free to your everyday purchases of $250 or more is super easy! It's also how you enter into the giveaway to win 1 of 150 Harvey Norman $500 gift cards. All you need is the Latitude App and follow the below steps.
Don’t have the app? Click here to download it now!
If you already have the Latitude App, keep an eye out for an update.
- Go to the 'Accounts’ section in the Latitude App and click "Get Started"
- Read the important information and click “Next”
- A list of your eligible purchases will be displayed. Select the purchases you would like 6 months Interest Free on and click “Next”
- A summary page will appear for you to review.
- Once you click ‘Submit’, you will be presented with the confirmation screen.
- Each purchase submitted successfully will give you one entry into the draw – how good is that!
You will then be able to view the pending balance of your 6 months Interest Free purchases in the Interest Free tab of the Latitude App. It will appear as pending as the request will be processed overnight. A confirmation email will be sent the next day for your records.
*The giveaway will run between Thursday, 9 December 2021 to Thursday, 13 January 2022. Every purchase of $250 or more selected and successfully submitted for 6 months Interest Free will give one entry into the draw. Eligible transactions do not include cash advances, credit fees or charges, credits, refunds, reimbursements or balance transfers into your account. Further giveaway terms and conditions apply and can be found here.
We’ll announce our winners via email and on the Latitude GO Mastercard website on 20 January 2022. You can enter as many times as you like – good luck!
What is an adjustment?
An adjustment is a repayment or credit, such as a refund, that has been made to your account and reduces the balance of your everyday purchases. You may notice an adjustment has occurred when the total balance of the 6 months Interest Free, is less than the total sum of purchases selected.