Once you’re set on what card to apply for, you will need to make an application. Applications take approximately 10 minutes to complete. We’ll tell you if you’re approved, declined, or if more information is needed within 60 seconds. If we do need more information from you, your application will be reviewed within 2 business days. Make sure you have all your information and documents ready as we may need that.
Be mindful that we work on a credit check system that considers your ability to make repayments, the suitability of the product, and your individual circumstances. We will also need to verify your identity.
If you are approved, you will receive your card within 5-10 working days.
What are the eligibility criteria to apply?
We are required to verify your identity and address and you must be at least 18 years old and a resident of Australia or a temporary resident who legally has the right to work in Australia (and intends to stay) for the next 12 months or more to apply for a credit card.
Not everyone who applies is approved - a good credit history and general financial health is required. As a responsible lender, we must assess your financial circumstances to ensure the credit is affordable and meets your needs.