If you have or recently had consumer credit insurance with us, depending on your policy you may be able to claim if the insured is unable to work due to sickness, injury, or job loss. Even if your policy was recently cancelled or expired, you may still be eligible for help under that policy if the illness, injury, or involuntary unemployment occurred prior to the policy cancellation or expiration. It’s a good idea to speak with our insurance team to see if you’re able to make a claim.
We’ve outlined below where you can find details of any insurances you may have with us, based on which Latitude products you have.
Insurance on a Latitude credit card
You’ll see the details of your policy on your statement if you have insurance on your credit card.
Insurance on a Latitude personal loan
If you took insurance prior to April 2020, you can check your loan contract for details on the cover(s) you may have. If you purchased insurance after this time, it won’t show on your loan contract – you would have been separately emailed a link to your policy documents, and premiums would be debited monthly from a nominated credit or debit card.
Insurance on a Latitude car loan
If you have a car loan with us, you may have a policy with another insurance provider that was offered when you took out your loan. Check your loan contract for more information.
If you’re not sure about which insurance cover you may have, give us a call on 1800 800 230 and we’ll confirm for you.
Should I make an insurance claim or apply for Hardship Care? What’s best for me?
You can do both at the same time if you wish.
If you have insurance with us, your policy may provide help with your repayments under the terms of your policy if the insured party is unable to work because of sickness, injury, or job loss.
You can lodge a claim online or call us on 1800 800 230. For more information about insurance, refer to: https://www.latitudefinancial.com.au/insurance/
In the meantime, we can still process your Hardship Care application.
Do you have any other insurance that may be able to help?
If you have insurance elsewhere (for example, as part of your superannuation), you may want to speak with your insurer to see if they’re able to provide any support to you at this time under your policy.
Want to know more? Click here to view our other articles about Hardship Care.
Need more advice?
If you’re worried about your finances, consider getting in touch with the National Debt Helpline. They’re a not-for-profit service offering online and over-the-phone support to help with managing money and/or debt, or they can put you in touch with a local Financial Counsellor in your state or territory for face-to-face help. Visit their website or call 1800 007 007.
