Need some extra funds for that Holiday? Perhaps it’s time to stop ignoring that weird sound your car is making? Whatever it is, we are here to support your needs and dreams with our Latitude Personal Loan. This could be anything from a holiday, education expenses, a new car purchase or repairs, travel, home renovations, unexpected bills, debt consolidation, or even a wedding. The sky’s the limit. If you have something in mind, don’t wait! Get a quote online today.
Some things to be mindful of:
The minimum amount you can borrow for a Latitude Personal Loan is $3,000, with the maximum depending on your circumstances and current financial situation. Whether you need to provide security or not will vary depending on your personal circumstances and the loan amount you have applied for.
To make your life a little simpler, all our loans feature fixed interest rates, so repayment amounts stay the same throughout the life of the loan. Having this certainty makes budgeting easier and more manageable. Just keep in mind, that interest is calculated daily and charged to your account monthly.
The good news is, in most cases, you can expect to receive a decision on your loan application in 1-2 business days. Once your loan is approved and signed, your funds are usually available the next day or no more than two working days (depending on your circumstances)
So, am I eligible?
At a minimum, you will need to:
- be currently employed and have a regular income,
- be an Australian Permanent Resident,
- be at least 18 years of age.
- be able to demonstrate a good credit history for the last 5 years
- be free from bankruptcy for the last 7 years
Other credit and approval criteria will apply depending on your situation.
What are your interest rates?
Take a look at our product page for the latest rates and a full list of the fees & charges.