We offer three different Interest Free payment plans to suit your needs and budget.
- Equal monthly payment plans
- Minimum monthly payment plans
- Flexible payment plans
These plans are available at hundreds of Australia’s best brands and retailers. Select your product to see where you can shop Interest Free.
Interest Free (Minimum Monthly) - Pay minimum monthly payments, and chip in extra when you can.
- No interest is charged for the promotional period.
- Minimum monthly payments are required for the length of the promotion
- At the end of the promotional term, any remaining balance will revert to the standard interest rate, if it's not paid out on or before the expiry date.
Buy Now Pay Later (Flexible) - Pay when it suits you.
- You don’t need to make any payment for the promotional period.
- You can make payments at any time.
- At the end of the promotional term, any remaining balance will revert to the standard interest rate, if it is not paid out on or before the expiry date.
Equal Monthly Payment (Instalment Interest Free) - Keep it simple and pay the same amount every month.
- Equal monthly payments required for the promotional period.
- No interest is charged for the promotional term.
- For terms shorter than 33 months, repayment amounts are higher than an interest free payment for the same term. If you make two consecutive short-fall payments or miss two consecutive payments, the plan/s will automatically transfer to an Interest Free plan (refer to Interest Free above for more details) for the remainder of the plan period.
- At the end of the promotional term, any remaining balance will revert to the standard interest rate, if it is not paid out on or before the expiry date.